Alkami Technology

𝐓𝐡𝐞 𝐞𝐯𝐨𝐥𝐮𝐭𝐢𝐨𝐧 𝐨𝐟 𝐅𝐞𝐝𝐍𝐨𝐰 𝐢𝐬 𝐫𝐞𝐬𝐡𝐚𝐩𝐢𝐧𝐠 𝐭𝐡𝐞 𝐟𝐮𝐭𝐮𝐫𝐞 𝐨𝐟 𝐩𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐟𝐨𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐢𝐧𝐬𝐭𝐢𝐭𝐮𝐭𝐢𝐨𝐧𝐬. As this real-time payment system matures, how can banks and credit unions stay ahead of the curve? In a new BAI article, Alkami’s Jeff Bucher, MBA, CTP senior product strategy manager, 𝐬𝐡𝐚𝐫𝐞𝐬 𝐜𝐫𝐢𝐭𝐢𝐜𝐚𝐥 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐞𝐬 for successfully adopting FedNow: 🔸 𝐒𝐩𝐞𝐞𝐝 𝐌𝐚𝐭𝐭𝐞𝐫𝐬: Implementing FedNow to meet the demand for fast, real-time payments. 🔸𝐒𝐞𝐜𝐮𝐫𝐢𝐭𝐲 𝐅𝐢𝐫𝐬𝐭: It’s about more than just speed—it’s about safe, fraud-proof transactions. 🔸𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐜 𝐏𝐚𝐫𝐭𝐧𝐞𝐫𝐬𝐡𝐢𝐩𝐬: Working with digital banking providers and other fintechs can unlock FedNow’s full potential. Want to know how to implement these strategies and stay competitive? 𝐑𝐞𝐚𝐝 𝐭𝐡𝐞 𝐟𝐮𝐥𝐥 𝐚𝐫𝐭𝐢𝐜𝐥𝐞 𝐡𝐞𝐫𝐞: https://bit.ly/491iBUI #FedNow #RealTimePayments #Fintech #PaymentsInnovation #DigitalBanking

Thanksgiving dinner prep means one thing: 𝐜𝐫𝐨𝐰𝐝𝐞𝐝 𝐠𝐫𝐨𝐜𝐞𝐫𝐲 𝐬𝐭𝐨𝐫𝐞𝐬! 🦃 Our latest transaction data analysis reveals that the Tuesday and Wednesday before Thanksgiving are the busiest days for grocery shopping. Financial institutions can seize this opportunity to remind retail banking account holders to use your debit or credit card for their holiday purchases, and help them have a smooth shopping experience and earn interchange revenue in the process. See the full insights and digital banking trends from Alkami Research: https://bit.ly/3CANG5c #ThanksgivingShopping #ConsumerTrends #HolidayInsights #GroceryShopping #FinancialInstitutions #DataBites #ChartOfTheWeek #ConsumerBanking

🌟 #𝐀𝐥𝐤𝐚𝐦𝐢𝐂𝐨𝐥𝐚𝐛 𝐢𝐬 𝐜𝐨𝐦𝐢𝐧𝐠 𝐭𝐨 𝐌𝐮𝐬𝐢𝐜 𝐂𝐢𝐭𝐲, bringing together fintech solution providers, digital banking experts, and forward-thinking analysts and consultants for an immersive experience designed to inspire, connect, and shape the future of the financial services industry. 💡 🎶 𝐖𝐡𝐚𝐭 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐞𝐱𝐩𝐞𝐜𝐭: 🤝 𝐈𝐧𝐜𝐫𝐞𝐝𝐢𝐛𝐥𝐞 𝐍𝐞𝐭𝐰𝐨𝐫𝐤𝐢𝐧𝐠: Connect with fellow knowledge seekers in fintech and digital banking 💻 𝐈𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐯𝐞 𝐁𝐫𝐞𝐚𝐤𝐨𝐮𝐭 𝐒𝐞𝐬𝐬𝐢𝐨𝐧𝐬: Explore real-world solutions and strategies to enhance your business 🔮 𝐄𝐱𝐜𝐥𝐮𝐬𝐢𝐯𝐞 𝐈𝐧𝐬𝐢𝐠𝐡𝐭𝐬: Discover the trends and innovations driving the future of digital banking 🎸 𝐀 𝐓𝐨𝐮𝐜𝐡 𝐨𝐟 𝐍𝐚𝐬𝐡𝐯𝐢𝐥𝐥𝐞 𝐌𝐚𝐠𝐢𝐜 🚨 𝙀𝙖𝙧𝙡𝙮 𝘽𝙞𝙧𝙙 𝙍𝙚𝙜𝙞𝙨𝙩𝙧𝙖𝙩𝙞𝙤𝙣 𝙞𝙨 𝙇𝙄𝙑𝙀 𝙖𝙣𝙙 𝙨𝙥𝙤𝙩𝙨 𝙖𝙧𝙚 𝙛𝙞𝙡𝙡𝙞𝙣𝙜 𝙛𝙖𝙨𝙩! 🚨 Lock in your exclusive rate before it’s gone! 𝐃𝐨𝐧’𝐭 𝐣𝐮𝐬𝐭 𝐡𝐞𝐚𝐫 𝐚𝐛𝐨𝐮𝐭 𝐭𝐡𝐞 𝐟𝐮𝐭𝐮𝐫𝐞 𝐨𝐟 𝐝𝐢𝐠𝐢𝐭𝐚𝐥 𝐛𝐚𝐧𝐤𝐢𝐧𝐠, 𝐫𝐞𝐠𝐢𝐬𝐭𝐞𝐫 𝐭𝐨𝐝𝐚𝐲 𝐚𝐧𝐝 𝐬𝐞𝐜𝐮𝐫𝐞 𝐲𝐨𝐮𝐫 𝐟𝐫𝐨𝐧𝐭 𝐫𝐨𝐰 𝐬𝐞𝐚𝐭 𝐭𝐨 𝐛𝐞 𝐩𝐚𝐫𝐭 𝐨𝐟 𝐢𝐭 - https://lnkd.in/eA7JpzYa #Innovation #TechFin #DigitalBanking #Networking #Collaboration #TechInBanking

𝐈𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 𝐢𝐧 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐛𝐚𝐧𝐤𝐢𝐧𝐠 𝐝𝐢𝐠𝐢𝐭𝐚𝐥 𝐦𝐚𝐭𝐮𝐫𝐢𝐭𝐲 𝐢𝐬𝐧’𝐭 𝐣𝐮𝐬𝐭 𝐚𝐛𝐨𝐮𝐭 𝐤𝐞𝐞𝐩𝐢𝐧𝐠 𝐮𝐩; 𝐢𝐭’𝐬 𝐚𝐛𝐨𝐮𝐭 𝐝𝐫𝐢𝐯𝐢𝐧𝐠 𝐠𝐫𝐨𝐰𝐭𝐡. 💸 The most digitally mature organizations are not simply those who have the “best” business banking capabilities — they are the institutions who lead with a strategic mindset, offer seamless user experiences, and empower their employees. 📈 Learn how the most mature financial institutions in business banking generate nearly 10x more average annual revenue growth than their least digitally mature counterparts in our new report, 𝘛𝘩𝘦 𝘉𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘉𝘢𝘯𝘬𝘪𝘯𝘨 𝘋𝘪𝘨𝘪𝘵𝘢𝘭 𝘔𝘢𝘵𝘶𝘳𝘪𝘵𝘺 𝘔𝘰𝘥𝘦𝘭. 🔑 Unlock the defining characteristics of mature organizations by reading the research report: https://bit.ly/491IdAv #DigitalTransformation #BusinessBanking #DigitalBanking #FinancialInstitutions #TechFin #BankingResearch #DigitalMaturity

As a small business owner, choosing the right bank or credit union is essential for your efficiency and growth. Beyond lending, credit cards, payments, and digital banking services, the right partner also provides valuable insights and tailored support for your unique needs. Curious about the key questions to ask when selecting the right financial institution? Check out this #USNews article for essential tips: https://bit.ly/3UYDY39 #SmallBusiness #Banking #DigitalBanking #Entrepreneurship #BusinessGrowth #FinancialInstitutions

Did you know that driving deposit growth isn’t just about bringing in new account holders—it’s about nurturing the ones you already have? Well-executed cross-sell campaigns can make a real, lasting impact. Here are a few examples showing how full funnel marketing can fuel significant growth. 𝐂𝐚𝐬𝐞 𝐒𝐭𝐮𝐝𝐢𝐞𝐬: 1️⃣ 𝟐𝟒𝟓 𝐍𝐞𝐰 𝐂𝐃𝐬: A $2.3B Midwest financial institution ran a 10-month full-funnel campaign targeting account holder investment and competitive savings accounts. Result: 245 new CDs opened via digital and mobile channels. 2️⃣ 𝟐𝟕 𝐍𝐞𝐰 𝐌𝐨𝐧𝐞𝐲 𝐌𝐚𝐫𝐤𝐞𝐭 𝐀𝐜𝐜𝐨𝐮𝐧𝐭𝐬: A $2.6B East Coast financial institution launched a 30-day digital campaign targeting account holders shopping for savings and investment products. Result: 27 new MMAs opened. 3️⃣ 𝟏,𝟖𝟐𝟖 𝐍𝐞𝐰 𝐂𝐃𝐬: A $3.2B Midwest financial institution ran a 6-month campaign targeting competitive account holders and consumers increasing their deposits. Result: 1,828 new CDs opened. 𝐖𝐡𝐲 𝐅𝐮𝐥𝐥 𝐅𝐮𝐧𝐧𝐞𝐥 𝐌𝐚𝐫𝐤𝐞𝐭𝐢𝐧𝐠 𝐖𝐨𝐫𝐤𝐬: 🔹 𝐃𝐚𝐭𝐚-𝐃𝐫𝐢𝐯𝐞𝐧 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥𝐢𝐳𝐚𝐭𝐢𝐨𝐧: Tailored outreach increases relevance and engagement. 🔹 𝐀𝐈-𝐏𝐨𝐰𝐞𝐫𝐞𝐝 𝐄𝐧𝐠𝐚𝐠𝐞𝐦𝐞𝐧𝐭: Predictive AI ensures timely, effective messaging. 🔹 𝐌𝐮𝐥𝐭𝐢-𝐂𝐡𝐚𝐧𝐧𝐞𝐥 𝐀𝐮𝐭𝐨𝐦𝐚𝐭𝐢𝐨𝐧: Consistent, personalized communication across digital, mobile, and websites. 🔗 Want to explore more strategies for leveraging full funnel marketing to capture and retain valuable deposits? Dive into the full blog post here: https://bit.ly/4fSEs2u #MarketingAutomation #FullFunnelMarketing #DepositGrowth #Banking #AI #Fintech #DigitalBanking

For #FinancialInstitutions, data should be seen as more than just transaction tracking—it’s an opportunity to craft personalized, meaningful experiences for account holders. To maintain and grow their account holder relationships, banks and credit unions must personalize the offers promoted across their digital channels. By leveraging real-time data insights, financial institutions can build stronger, more tailored connections with account holders, delivering a truly personalized banking experience that meets their needs. https://lnkd.in/gxNgSvND #PersonalizedBanking #CustomerExperience #DataDriven #DigitalBanking #BankingInnovation #TailoredServices

📈 Quick access to capital can make all the difference for small businesses looking to grow. OnDeck Capital offers digital-first loans with automated repayment options that keep things simple for business owners. For business banking experts, understanding the repayment patterns of OnDeck Capital customers presents a unique opportunity: engage these businesses with tailored lending solutions or refinancing options that can ease their repayment schedules. 🔗 Find out how to stay competitive and help your account holders grow: https://bit.ly/4hQOUte #SmallBusinessLending #FinancialSolutions #GrowthOpportunities #Payments #DataBites #ChartOfTheWeek

🗓️ Need help persuading your boss to send you to #AlkamiColab? We’ve got you covered! 💁♀️ Check out our customizable email template that outlines the benefits of attending, including opportunities to network with partners and peers, attend expert-led sessions and gain invaluable insights from top industry speakers. 📧 Download our template and make your case today! - https://bit.ly/4fnX0rP #DigitalBanking #TechFin #FinancialInstitutions

Artificial Intelligence has evolved from a buzzword to a key driver of innovation in financial services, enhancing personalized experiences, fraud detection, and operational efficiency in digital banking. Despite challenges like regulatory hurdles and data privacy, AI’s role will continue to grow, enabling smarter, more efficient services for financial institutions and account holders. Whether you're just starting with AI or already seeing success, read the full blog for key steps on integrating AI and fostering a "test and learn" environment: https://bit.ly/3O5AvMb Download our AI in Banking report to elevate your AI strategy (𝐥𝐢𝐧𝐤 𝐢𝐧𝐜𝐥𝐮𝐝𝐞𝐝 𝐢𝐧 𝐭𝐡𝐞 𝐛𝐥𝐨𝐠). #DigitalBanking #AIinBanking #DigitalTransformation #BankingInnovation #FinTech